The mid-2020s have created a paradox for entrepreneurs. On one side, new business applications are at a historic high. The U.S. Census Bureau reports that over 5 million new businesses have been started annually since 2021, a huge jump from the 3.5 million launched in 2019. On the other side, getting the capital to fuel these ventures has become incredibly difficult.
A 2025 report from Goldman Sachs' 10,000 Small Businesses Voices revealed that 81% of small business owners who applied for financing struggled to access affordable capital. This growing "access-to-capital gap" has created a powerful demand for alternative business financing. It’s in this environment that companies like Mineola, TX-based Juggernaut Agile Guidance have developed a model to help ambitious entrepreneurs meet this exact challenge.
