Investors who already make their own decisions can still reach a point where scattered research is not enough. Portfolio size, available cash, risk tolerance, investment approach, and market coverage can all affect whether a general guidance service is worth exploring.
IJustWealth Funds & Guidance gives investors two service paths: General Advice — Portfolio Recommendations and General Advice — Market & Investment Guidance. Both are positioned for investors considering ASX and international equities, ETFs, managed funds, and alternative investments, with inquiries handled through a confidential form before the next step is confirmed.
What IJustWealth Funds & Guidance Covers
The Funds & Guidance page separates the offer into two options. General Advice — Portfolio Recommendations focuses on research-backed portfolio guidance across ASX and international equities, ETFs, and managed funds, while General Advice — Market & Investment Guidance is for self-directed investors looking at domestic and global equities, ETFs, and alternative investments.
Not every investor needs the same kind of support. One person may want a structured professional view on portfolio construction, while another may want market and investment guidance that helps them think through decisions without handing over full control.
Portfolio Recommendations Are By Application
General Advice — Portfolio Recommendations is listed as being for sophisticated investors and available by application. The service covers ASX and international equity recommendations, ETF and managed fund portfolio guidance, top-down macro and fundamental research, risk-adjusted portfolio construction, regular market updates, and position reviews.
That does not mean every investor will automatically qualify or receive the same level of access. Both services require a regulatory suitability assessment, and that sophisticated-investor criteria apply to certain services.
Market & Investment Guidance May Fit Self-Directed Investors
General Advice — Market & Investment Guidance is positioned for self-directed investors navigating domestic and global equity markets, alternative investments, and ETFs. It is available to all clients on an inquiry basis, with an ongoing advisory relationship available.
This route may fit investors who still want to make their own decisions but prefer a more structured research conversation. It can be especially relevant for people comparing asset classes, reviewing market conditions, or trying to organize their thinking around equities, ETFs, managed funds, or alternative investments.
General Advice Is Not Personal Financial Product Advice
The most important boundary to understand is the phrase “General Advice.” General Advice is provided under an Australian Financial Services framework and does not consider a client’s personal financial situation or objectives.
That means investors should not treat the service as a substitute for personal financial advice unless a separate suitability conversation confirms what applies to their situation. The site’s terms also state that content, materials, and discussions provided through IJustWealth’s cohorts, advisory programs, and website are educational in nature and do not constitute personal financial product advice.
What the Inquiry Form Asks For
The confidential inquiry form asks users to choose between Portfolio Recommendations and Market & Investment Guidance. It also requests first name, last name, email, phone number, portfolio size, available cash, investment approach, sophisticated-investor criteria status, and any additional details the investor wants to provide.
These fields give investors a practical checklist before submitting the form. Before inquiring, it helps to know the approximate size of the portfolio being reviewed, how much cash is available for investment, whether the investor is focused on capital preservation, balanced growth, growth, or high growth, and whether sophisticated-investor criteria may apply.
Why Portfolio Size and Available Cash Are Relevant
Portfolio size and available cash affect the kind of conversation an investor can have. A small account, a large concentrated position, a mostly cash portfolio, or a diversified portfolio with international exposure may each raise different questions.
The form’s portfolio-size ranges start below A$25K and go up to A$1M+. That does not confirm eligibility by itself, but it shows that IJustWealth uses portfolio context as part of the inquiry review before responding.
What to Review Before Choosing a Service Path
Investors should first decide whether they want help with portfolio recommendations or broader market and investment guidance. The first path is more directly tied to portfolio guidance and recommendations, while the second is framed around independent guidance for self-directed investors.
The next step is to review the asset classes listed by IJustWealth. Funds & Guidance references equities, ETFs, indices, alternatives, and gold, while the services page also mentions ASX-listed and international equities, managed funds, and domestic and global markets.
What Investors Should Not Assume
Investors should not assume that submitting the form guarantees access to Portfolio Recommendations. Both services require a regulatory suitability assessment, and sophisticated-investor criteria apply to certain services.
Investors should also avoid treating general guidance as a guaranteed path to returns. Trading financial instruments carries a high level of risk, that losses can exceed the initial deposit, and that past performance is not indicative of future results.
How IJustWealth Positions Its Investment Framework
IJustWealth connects its guidance to top-down macro analysis and fundamental research. The services page lists a macro and fundamental investment framework for Market & Investment Guidance, while Portfolio Recommendations include risk-adjusted portfolio construction, market updates, and position reviews.
The founder profile also supports this investment framing. Justin Ishac is listed as Founder and Senior Investment Adviser, with 8+ years of experience across financial markets and a background specializing in domestic and international equities, ETFs, and alternative investments.
What Happens After You Submit an Inquiry
The Funds & Guidance page says a senior adviser will review the submitted details and respond within one business day. The inquiry is described as confidential and carrying no obligation, which makes the form a reasonable first step for investors who want to understand whether either service is suitable.
The contact page also lists IJustWealth’s desk as Sydney, Australia, operating Monday to Friday from 09:00 to 18:00 AEST. Email is the fastest way to reach the team, with inquiries directed to info@ijustwealth.com.au; private mandates should use the form so the inquiry can be routed properly.
Frequently Asked Questions
What is IJustWealth Funds & Guidance?
IJustWealth Funds & Guidance refers to two inquiry-based service options: General Advice — Portfolio Recommendations and General Advice — Market & Investment Guidance. These services cover areas such as ASX and international equities, ETFs, managed funds, alternative investments, and broader market guidance.
The right path depends on what the investor wants to review. Portfolio Recommendations may suit investors seeking a structured professional view on portfolio decisions, while Market & Investment Guidance may suit self-directed investors who want independent general guidance.
Who can inquire about IJustWealth Market & Investment Guidance?
IJustWealth lists General Advice — Market & Investment Guidance as available to all clients on an inquiry basis. The service is described for self-directed investors navigating domestic and global equity markets, alternative investments, and ETFs.
That availability does not remove the need for suitability review. The Funds & Guidance page says both service options require a regulatory suitability assessment before the next step is confirmed.
Are IJustWealth Portfolio Recommendations available to everyone?
No. IJustWealth lists General Advice — Portfolio Recommendations as being for sophisticated investors and available by application. The Funds & Guidance page also notes that sophisticated-investor criteria apply to certain services.
Investors who are unsure should answer the form honestly rather than assuming they qualify. The form includes a question asking whether the investor meets sophisticated-investor criteria, with “Yes,” “No,” and “Unsure” as response options.
Does IJustWealth provide personal financial advice through Funds & Guidance?
General Advice does not consider a client’s personal financial situation or objectives. A suitability conversation is available on request. Investors should consider their own objectives, financial situation, and needs, and seek independent advice where appropriate.
How quickly does IJustWealth respond after an inquiry?
A senior adviser will review submitted details and respond within one business day. The contact page also says the team typically responds within one business day.
To make the inquiry more useful, investors should prepare their portfolio size, available cash estimate, investment approach, and questions before submitting the form. That gives the adviser more context when reviewing the request.
The Best Next Step Before Inquiring
The best next step is to decide which service path matches the question you actually need answered. If you want structured portfolio guidance and may meet sophisticated-investor criteria, General Advice — Portfolio Recommendations may be the more relevant route; if you manage your own investments and want independent market guidance, General Advice — Market & Investment Guidance may be the better starting point.
Before submitting the confidential inquiry form, review the service descriptions, prepare your portfolio details, and understand the limits of General Advice. Once those basics are clear, IJustWealth’s Funds & Guidance form gives investors a direct way to start the suitability review process.
